| SB-FBF-002 | Terms and Conditions and Privacy Policy | v1.0 | 01/01/2025 | 
                
                
                    
                    
                    | V24.00.1.1 | Cover page | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.00.1.2 | Introduction | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.00.1.3 | Table of Contents | v1.1 | 01/01/2024 | 
                
                
                    
                    
                    | V24.00.2.1 | A Choice of Plans and Options | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.00.2.2 | Enroll Through BENEFEDS | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.00.2.3 | Dual Enrollment | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.00.2.4 | Coverage Effective Date | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.00.2.5 | Pre-Tax Salary Deduction for Employees | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.00.2.6 | Annual Enrollment Opportunity | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.00.2.7 | Continued Group Coverage After Retirement | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.00.3 | 2024 Program Highlights | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.01.1 | Federal Employees | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.01.2 | Temporary/Seasonal Employees | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.01.3 | Federal Annuitants | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.01.4 | Survivor Annuitants | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.01.5 | Compensationers | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.01.6 | TRICARE-eligible individual | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.01.7 | Family Members | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.01.8 | Not Eligible | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.02.1 | Enroll Through BENEFEDS | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.02.2 | Enrollment Types | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.02.3 | Dual Enrollment | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.02.4 | Opportunities to Enroll or Change Enrollment | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.02.5 | When Coverage Stops | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.02.6 | Continuation of Coverage | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.02.7 | FSAFEDS/High-Deductible Health Plans and FEDVIP | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.03.1 | Identification Cards/Enrollment Confirmation | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.03.2 | Plan Providers | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.03.3 | In-Network | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.03.4 | Out-of-Network | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.03.5 | Pre-Authorization | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.03.6 | FEHB First Payor | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.03.7 | Coordination of Benefits | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.03.8 | Limited Access Areas | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.04.1 | Copayment | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.04.2 | In-Network Services | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.04.3 | Out-of-Network Services | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.05.0 | Section 5 Vision Services and Supplies | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.05.1 | Diagnostic | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.05.2 | Eyewear | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.05.3 | Contact Lenses | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.05.3.1 | Warranty | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.05.4 | Child Benefit | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.05.5 | Medical Condition Benefit | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.05.6 | Low Vision | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.05.7 | Medically Necessary Contact Lenses | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.05.8 | Discounts | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.05.9 | Tools and Resources | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.06.0 | Section 6 International Services and Supplies | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.06.1 | International Claims Payment | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.06.2 | Finding an International Provider | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.06.3 | Filing International Claims | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.06.4 | Customer Service Website and Phone Numbers | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.06.5 | International Plan Allowances | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.07 | Section 7 General Exclusions – Things We Do Not Cover | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.08.1 | How to File a Claim for Covered Services | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.08.2 | Deadline for Filing Your Claim | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.08.3 | Disputed Claims Process | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.09.01 | Annuitants | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.09.02 | BENEFEDS | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.09.03 | Benefits | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.09.04 | Enrollee | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.09.05 | FEDVIP | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.09.06 | Plan Allowance | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.09.07 | Pre-Authorization | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.09.08 | Sponsor | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.09.09 | TEI certifying family member | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.09.10 | TRICARE-eligible individual (TEI) family member | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.09.11 | We/Us | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.09.12 | You | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.10 | Stop Health Care Fraud! | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.11 | Summary of Benefits | v1.0 | 01/01/2024 | 
                
                
                    
                    
                    | V24.12 | Rate Information | v1.0 | 01/01/2024 |