Blue Cross Blue Shield FEP Vision Brochure - 2024

 
 
 
Blue Cross Blue Shield FEP Vision
Table of Contents
 
Table of Contents
 
Introduction  1
Table of Contents  2
FEDVIP Program Highlights  4
A Choice of Plans and Options  4
Enroll Through BENEFEDS  4
Dual Enrollment  4
Coverage Effective Date  4
Pre-Tax Salary Deduction for Employees  4
Annual Enrollment Opportunity  4
Continued Group Coverage After Retirement  4
2024 Program Highlights  5
Section 1 Eligibility  6
Federal Employees  6
Federal Annuitants  6
Survivor Annuitants  6
Compensationers  6
TRICARE-eligible individual  6
Family Members  7
Not Eligible  7
Section 2 Enrollment  8
Enroll Through BENEFEDS  8
Enrollment Types  8
Dual Enrollment  8
Opportunities to Enroll or Change Enrollment  8
When Coverage Stops  12
Continuation of Coverage  12
FSAFEDS/High Deductible Health Plans and FEDVIP  12
Section 3 How You Obtain Care  13
Identification Cards/Enrollment Confirmation  13
Plan Providers  13
In-Network  13
Out-of-Network  13
Pre-Authorization  13
FEHB First Payor  14
Coordination of Benefits  14
Limited Access Areas  14
Section 4 Your Cost for Covered Services  15
Copayment  15
In-Network Services  15
Out-of-Network Services  15
Section 5 Vision Services and Supplies  16
Diagnostic  16
Eyewear  16
Contact Lenses  18
Section 6 International Services and Supplies  22
International Claims Payment  22
Finding an International Provider  22
Filing International Claims  22
Customer Service Website and Phone Numbers  22
International Plan Allowances  22 
Section 7 General Exclusions – Things We Do Not Cover  24
Section 8 Claims Filing and Disputed Claims Processes  25
How to File a Claim for Covered Services  25
Deadline for Filing Your Claim  25
Disputed Claims Process  25
Section 9 Definitions of Terms We Use in This Brochure  27
Annuitants  27
BENEFEDS  27
Benefits  27
Enrollee  27
FEDVIP  27
Plan Allowance  27
Pre-Authorization  27
Sponsor  27
TEI certifying family member  27
TRICARE-eligible individual (TEI) family member  27
We/Us  27
You  27
Stop Health Care Fraud!  28
Summary of Benefits  29
Rate Information  31